TERMS OF SERVICE

Article 1 — Identification of the Publisher

The website bullgpt.io (the "Platform") is published and operated by:

Article 2 — Definitions

• "Platform" means the website bullgpt.io and all associated services, tools, and content.
• "Service" means the AI-powered chart analysis tool and any related features provided by BullGPT.
• "User" or "Subscriber" means any individual or entity who creates an account or purchases a subscription.
• "Subscription" means the recurring monthly paid access to the Service, currently processed via Whop.com.
• "Content" means any analysis, output, signal, or information generated by the AI tool.
• "Affiliate Content" means any sponsored, partnership, or affiliate-linked content published by BullGPT on any channel.

Article 3 — Description of Services

BullGPT provides an AI-powered SaaS platform that analyzes financial charts (cryptocurrency, forex, commodities) and generates technical analysis outputs. The Service is provided strictly as an informational and educational tool.

BullGPT may also publish information products, educational content, and affiliate-linked recommendations on its website and social media channels. All such content is clearly identified where required by applicable law.

THE SERVICE DOES NOT CONSTITUTE FINANCIAL ADVICE, INVESTMENT ADVICE, TRADING ADVICE, OR ANY OTHER TYPE OF PROFESSIONAL ADVICE. See Article 8 and the separate Disclaimer document.

Article 4 — Subscription & Payment Terms

Access to the Service requires a paid subscription, currently priced at USD 34.00 per month (or the price displayed at time of purchase), billed on a recurring monthly basis through Whop.com.

4.1 Billing

Subscription fees are billed automatically on the same date each month. By subscribing, the User authorizes Veutino LLC and its payment processor (Whop.com) to charge the designated payment method.

4.2 Price Changes

Veutino LLC reserves the right to modify subscription pricing upon fourteen (14) days' prior notice. Continued use after the effective date of a price change constitutes acceptance.

4.3 Failed Payments

If a payment fails, access to the Service may be suspended immediately. The User is responsible for maintaining valid payment information.

4.4 Taxes

All prices are exclusive of applicable taxes. The User is responsible for any applicable taxes, VAT, or duties in their jurisdiction.

Article 5 — Refund Policy

ALL SALES ARE FINAL. VEUTINO LLC MAINTAINS A STRICT NO-REFUND POLICY AS A GENERAL RULE.

By completing a purchase, the User expressly acknowledges and agrees that subscription fees are non-refundable except in the two (2) strictly limited circumstances described below.

5.1 Eligible Refund Circumstances

A refund request will be considered only if ALL of the following conditions are met simultaneously:

5.2 Non-Eligible Circumstances — No Exceptions

The following circumstances do not qualify for a refund under any conditions:

• Change of mind or dissatisfaction with AI-generated analyses or signals;
• Financial losses incurred as a result of trading decisions made using the Platform;
• Failure to cancel subscription before the next billing cycle;
• Partial use of the Service during a billing period;
• Incompatibility with the User's device or internet connection;
• Dissatisfaction with Platform features, updates, or changes to the Service;
• Claims submitted more than seven (7) calendar days after the disputed charge.

5.3 Refund Request Procedure

All refund requests must be submitted in writing to support@bullgpt.io with the subject line "REFUND REQUEST — [Transaction ID]". Requests must include: full name, email address associated with the account, transaction ID, nature of the claim, and all supporting documentary evidence. Veutino LLC will review requests within ten (10) business days. Approval is at the sole discretion of Veutino LLC. Chargebacks initiated without following this procedure will be contested.

5.4 Chargebacks

Any unauthorized chargeback or payment dispute initiated with a payment provider will result in immediate and permanent account termination without notice, and may be pursued legally for damages, administrative fees, and collection costs.

Article 6 — User Obligations & Acceptable Use

By using the Platform, the User agrees to:

• Provide accurate, current, and complete registration information;
• Maintain the confidentiality of account credentials;
• Not share, resell, or transfer their subscription to any third party;
• Not scrape, copy, reverse-engineer, or reproduce any AI outputs or Platform content for commercial purposes;
• Not use the Platform for any unlawful purpose or in violation of applicable regulations;
• Comply with all applicable financial regulations in their jurisdiction.

Veutino LLC reserves the right to suspend or terminate any account found in violation of these obligations without refund or prior notice.

Article 7 — Intellectual Property

All content, software, algorithms, brand elements, analyses, and materials on the Platform are the exclusive intellectual property of Veutino LLC or its licensors. No license to use any intellectual property is granted to the User except the limited, non-exclusive, non-transferable right to access the Service for personal use during an active subscription period.

Article 8 — Disclaimer of Financial Advice & Limitation of Liability

THE PLATFORM AND ALL CONTENT GENERATED BY BULLGPT ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NOTHING ON BULLGPT.IO OR ANY ASSOCIATED CHANNEL CONSTITUTES FINANCIAL ADVICE, INVESTMENT ADVICE, TRADING RECOMMENDATIONS, OR ANY FORM OF REGULATED FINANCIAL SERVICES.

VEUTINO LLC, ITS OFFICERS, MEMBERS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM: (I) USE OF OR INABILITY TO USE THE SERVICE; (II) TRADING OR INVESTMENT DECISIONS MADE BASED ON PLATFORM CONTENT; (III) LOSS OF PROFITS, DATA, OR GOODWILL; (IV) ANY UNAUTHORIZED ACCESS TO OR ALTERATION OF USER DATA.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, VEUTINO LLC'S TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT PAID BY THE USER IN THE THIRTY (30) DAYS PRECEDING THE CLAIM.

Article 9 — Affiliate Disclosure

BullGPT may publish affiliate links, sponsored content, or partnership recommendations on bullgpt.io and associated social media channels. Where compensation is received in exchange for promotion, this will be disclosed in compliance with the Federal Trade Commission (FTC) Endorsement Guidelines (16 CFR Part 255).Affiliate relationships do not influence the editorial independence of BullGPT's analysis tools.

Article 10 — Privacy & Data Protection

The collection and processing of personal data is governed by BullGPT's Privacy Policy, available at bullgpt.io/privacy-policy. By using the Service, the User consents to the data practices described therein.

Article 11 — Modifications to the Service & Terms

Veutino LLC reserves the right to modify, suspend, or discontinue the Service at any time. These Terms may be updated periodically. The User will be notified of material changes via email or a notice on the Platform. Continued use of the Service after notification constitutes acceptance.

Article 12 — Governing Law & Dispute Resolution

These Terms of Service are governed by the laws of the State of New Mexico, United States of America, without regard to conflict of law principles.

Any dispute arising from these Terms shall first be submitted to good-faith negotiation. Failing resolution within thirty (30) days, disputes shall be submitted to binding arbitration in Albuquerque, New Mexico, under the rules of the American Arbitration Association (AAA). The User waives the right to participate in any class action lawsuit or class-wide arbitration.

Article 13 — Contact

For any questions regarding these Terms, please contact: